What are the odds of a very severe earthquake in the Bay Area?
http://pubs.usgs.gov/fs/2016/3020/fs20163020.pdfOn that same report, page 1, it says there’s a 98% chance of a 6.0 quake somewhere in the Bay Area between now and 2043. So it’s wise to take it seriously (this is reminding me to update my emergency supplies!) Click the image below to go to the pdf referenced above.
What does earthquake insurance cost?
More resources on earthquake insurance
Consumer Reports article from 2014: Should you buy earthquake insurance, is it worth it?http://www.consumerreports.org/cro/news/2014/08/should-you-buy-earthquake-insurance/index.htm
MarketWatch article from 2014, updated June 2016: Despite quakes, most California homeowners don’t have earthquake insurance
What is a cripple wall? (on this site)